How much of the year do you work to pay for your car? Do you know? In my case, it's not huge, but it's a cost that far outweighs the benefit really.
Have you thought much about what makes a great place? I have, partly through personal interest, and partly because my team at Talking Brand writes on the subject in the aptly named great places magazines for our clients, urban designers and town planners RobertsDay.